Real Estate & Community December 11, 2025

🏡 Why 2026 Is Still a Smart Time to Buy a Home in Central Oregon

🏡 Why 2026 Is Still a Smart Time to Buy a Home in Central Oregon By The Licea Group – Coldwell Banker Sun Country Realty Central Oregon continues to be one of the most desirable places to live in the Pacific Northwest. Families, investors, retirees, and new residents are all searching for homes in Bend, Redmond, Prineville, Madras, and surrounding communities – and 2026 is shaping up to be a strong year for buyers who want stability, affordability, and long-term equity growth. Whether you’re relocating, upsizing, downsizing, or purchasing your first home, here’s why now is still an excellent time to buy in Central Oregon.

1. Interest Rates Are Stabilizing, Giving Buyers More Confidence

After dramatic rate changes over the past few years, the market is now showing signs of stabilization. While rates may not drop to historic lows again, steady rates still benefit buyers by offering:

  • Predictable monthly payments
  • Less competition and fewer bidding wars
  • Opportunities to refinance if rates fall later

2. More Homes for Sale Across Central Oregon

Inventory is improving across the region, especially in:

  • Madras – new subdivisions & affordable entry-level homes
  • Redmond – strong resale market & new construction
  • Prineville – larger lots & rural lifestyle properties
  • Bend – diverse price ranges and high-demand neighborhoods

With more homes hitting the market, buyers can take their time, compare options, and negotiate more effectively – something that was difficult during the ultra-competitive market of previous years.

3. Buying Is Often More Affordable Than Renting

Rental prices continue to trend upward across Central Oregon, especially in Bend and Redmond. Many renters are surprised to learn that: ✔️ A monthly mortgage can cost less than rent
✔️ Homeownership builds equity and long-term wealth
✔️ You gain stability, tax advantages, and appreciation Owning a home in Central Oregon is not just a lifestyle choice – it’s an investment in your future.

4. Central Oregon’s Growth Shows Long-Term Strength

People are moving to Central Oregon for:

  • Outdoor lifestyle
  • Lower density compared to large cities
  • Strong community culture
  • Job growth
  • Affordable land opportunities

This consistent demand supports stable long-term home values, especially in areas like Madras, Culver, Prineville, and Redmond where buyers get more space for their money.

5. Buyers Have Access to More Options and Better Negotiation Power

With more inventory and slightly less frenzy, buyers have the chance to secure:

  • Homes on acreage
  • Properties with ADU potential
  • New construction builds
  • Investment rentals
  • Family homes near schools & parks
  • Homes closer to Bend without Bend prices

Locations like SE Madras, NW Redmond, Juniper Canyon in Prineville, and NE Bend are especially popular right now.

6. You’re Buying More Than a House – You’re Choosing a Lifestyle

Central Oregon offers an unmatched mix of recreation, culture, and community. From fishing at Lake Billy Chinook, hiking Smith Rock, or exploring downtown Bend, homeowners here get a lifestyle that truly fits every stage of life. Your home should reflect your goals, values, and future – and our job is to guide you with clarity and confidence.

💬 Thinking About Buying a Home in Central Oregon? Let’s Talk Strategy.

Whether you’re planning to buy in 30 days or 12 months, starting the conversation early puts you in the best position to succeed. We’ll walk you through:

  • Local neighborhood comparisons
  • Loan & payment strategies
  • First-time buyer options
  • Investment analysis
  • Market timing
  • Off-market home opportunities

We simplify the process so buyers feel confident, informed, and supported.

👋 Work With The Licea Group – Your Central Oregon Real Estate Experts

Serving Madras • Redmond • Prineville • Bend • Culver • Crooked River Ranch
Coldwell Banker Sun Country Realty 📲 Mackenzie Licea 541.999.5353 The Licea Group Trusted Local Experts